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TERMS AND CONDITIONS
PLEASE READ THE FOLLOWING TERMS OF SERVICES &
LEGAL NOTICES ("THIS AGREEMENT") CAREFULLY BEFORE
USING THE BankruptcyLawyerFinder.com WEBSITE (the
"Site" or "Bankruptcy Lawyer Finder"). These terms
explain your (and our) rights under this Agreement,
and make certain disclosures required by the law. By
using the Site, you give your assent to the terms of
this Agreement. If you do not agree to these terms,
you may not use the Site. Bankruptcy Lawyer Finder,
Inc. ("Bankruptcy Lawyer Finder"," "We" or "Our")
has the right, in our sole discretion, to modify,
add, or remove any terms or conditions of this
Agreement without giving individual notice to you,
by posting the changes on the Site. Your continuing
use of the Site signifies your acceptance of any
such changes. If you are a Law Firm (as defined
below), you represent that you have the right to
agree to this Agreement on behalf of your Law Firm.
AGREEMENT
Background
The Site is nothing more than an online directory
for various law firms which have paid a fee to
Bankruptcy Lawyer Finder for listing in the
appropriate area of the Site. You understand that
Bankruptcy Lawyer Finder does not refer attorneys or
law firms, and does not endorse any of the law firms
which list within the Site. It is your decision
alone whether or not to work with any law firm
listed on the Site.
Bankruptcy Lawyer Finder itself is not a law firm
but rather a website owned (or, as applicable,
licensed) and operated by Bankruptcy Lawyer Finder,
Inc. Bankruptcy Lawyer Finder does not receive any
portion of any lawyer's or law firm's fees and any
arrangements subsequently made by you and any lawyer
or law firm are strictly between you and such party
and do not involve Bankruptcy Lawyer Finder in any
way. You understand that Bankruptcy Lawyer Finder,
and, to the extent applicable, its licensees, does
nothing more than offer an online means to list
contact and related information.
Purpose
THIS WEBSITE IS AN ADVERTISEMENT OF LEGAL SERVICES,
and all of the materials and information on the Site
are provided for informational purposes only, and
may not reflect current legal developments or
variances in the law of different jurisdictions.
Nothing on the Site should be construed as legal
advice or used as a substitute for legal advice.
Neither Bankruptcy Lawyer Finder nor any of its
licensees provides legal advice (although a law firm
or attorney listed at the site (each, a “Law Firm”)
may provide legal advice to you in the event you
engage such Law Firm to serve as your legal
counsel). The materials and information on the Site
do not necessarily reflect the opinions of the
attorneys of the Law Firms, their partners, clients
or affiliates. The information in the Site is not
guaranteed to be correct, complete or up to date.
The Site is not intended to, and does not,
constitute or create an attorney-client relationship
between you and the attorneys of any of the Law
Firms, their partners, employees, agents or
affiliates, or any other attorney associated with
the Site. Additionally, the mere receipt of an
e-mail from or a "post" on the Site does not create
an attorney-client relationship. The applicable Law
Firm is solely responsible for providing its
services to you, and you agree that Bankruptcy
Lawyer Finder shall not be liable for any damages or
costs of any type arising out of or in any way
connected with your use of such services (including,
without limitation, claims based on malpractice).
You agree that any claim arising out of your
relationship with a Law Firm or attorney shall be
brought solely against such Law Firm or attorney,
and, as Bankruptcy Lawyer Finder is doing nothing
more than assisting the Law Firms to market their
respective practices, neither Bankruptcy Lawyer
Finder nor any of its licensees or affiliates shall
be included within any such claim.
YOU SHOULD NOT ACT OR RELY ON THE BASIS OF ANY
INFORMATION ON THE SITE WITHOUT SEEKING AND
RETAINING THE ADVICE OF AN ATTORNEY.
Privacy Policy
Your personal information is subject to our Privacy
Policy, which is incorporated herein by reference.
Click here to review our privacy policy.
Modifications to the Site
We reserve the right at any time and from time to
time to modify or discontinue, temporarily or
permanently, the Site (or any part of it) with or
without notice. In the event of a modification or
discontinuance, all information submitted by you and
others, if any, may be lost. You agree to keep a
permanent record of all information provided to us,
if any, and you agree that all information submitted
to us, if any, is at your sole risk. You agree that
we have no responsibility or liability for the
deletion or failure to store any content maintained
or transmitted by the Site (“Content”) including
without limitation messages and other
communications. You agree that we shall not be
liable to you or to any third party for any
modification, suspension or discontinuance of our
service (the “Service”).
Participation in the Site
By submitting information to, reading,
participating, or otherwise using the Site, you
agree that you will abide by the following rules:
* The Site may only be used in good faith and may
not be used to transmit or otherwise make available
any information that is false or that you do not
have a right to make available under any law or
under contractual or fiduciary relationships (such
as inside information, proprietary and confidential
information learned or disclosed as part of
employment relationships or under nondisclosure
agreements), to threaten, abuse, harass, or invade
the rights of any person or entity, to infringe on
any person or entity's intellectual property rights,
or in any other way that could reasonably be deemed
unethical, illegal, or offensive.
* You may not misidentify yourself or impersonate
any person or entity, or falsely state or otherwise
misrepresent your affiliation with a person or
entity (e.g., pretend to be a different person or
from a different company or organization).
* Unless you have our prior written consent, you
will not post advertisements or promotional
materials, solicit participants and/or visitors of
the Site, reproduce, duplicate, copy, sell, resell
or exploit for any commercial purposes, any portion
of the Site or its Services, use of the Site or it
Services, or access to the Site or its Services.
* You are prohibited from using any type of computer
"worm," "virus" or any other device that is intended
or is likely to disrupt, overload, or otherwise
impair the workings of any part of the Site. If you
do engage in such conduct, the resulting damage will
be hard to quantify as a dollar amount and thus you
hereby agree to pay us liquidated damages in the
amount of $5,000 for each day that the Site is
damaged until the Site is completely repaired. This
amount is derived by estimating the value of (1) the
loss of good will caused by an inoperable site, and
(2) the time and money it will take to repair the
Site and to address the concerns of visitors. We are
required to use reasonable efforts to repair the
Site as quickly as possible. This clause will not
prohibit us from seeking additional compensation if
your conduct injures us in a way not expressly
contemplated herein.
* You are not permitted to collect or store personal
data about other users.
* You are not permitted to access the Site for the
purpose of data mining or extracting content from
the Site beyond your personal end use.
* You may not forge headers or otherwise manipulate
identifiers in order to disguise the origin of any
Content transmitted through the Site.
* You agree to not harm minors in any way.
* You shall not intentionally or unintentionally
violate any applicable local, state, national or
international law, including, but not limited to,
regulations promulgated by the U.S. Securities and
Exchange Commission, any rules of any national or
other securities exchange, including, without
limitation, the New York Stock Exchange, the
American Stock Exchange or the NASDAQ, and any
regulations having the force of law.
* In the event you submit information through the
Site, you agree to provide true, accurate, current
and complete information and agree to promptly
update the information to keep it true, accurate,
current and complete. If you provide any information
that is untrue, inaccurate, not current or
incomplete, and/or we have reasonable grounds to
suspect that such information is untrue, inaccurate,
not current or incomplete, we have the right to
suspend or terminate your participation in the Site
and/or refuse any and all current or future use of
the Site or its services (or any portion thereof).
* You understand and agree that all information,
statistical data, text, software, music, sound,
photographs, graphics, video, messages or other
materials (Content), whether publicly posted or
privately transmitted by you and other users of our
service, are the sole responsibility of the person
from which such Content originated. This means that
you, and not us, are entirely responsible for all
Content that you upload, post, email or otherwise
transmit via the Site. We do not control all of the
Content posted via the Site and, as such, do not
guarantee the accuracy, integrity or quality of such
Content. You understand that by using the Site, you
may be exposed to Content that is offensive,
indecent or objectionable. Under no circumstances
will we be liable in any way for any Content,
including, but not limited to, for any errors or
omissions in any Content, or for any loss or damage
of any kind incurred as a result of the use of any
Content posted, emailed or otherwise transmitted via
the Site.
* You acknowledge that we may or may not pre-screen
Content, but that we and our designees shall have
the right (but not the obligation) in our sole
discretion to prescreen, refuse, or move any Content
that is available via the Site. Without limiting the
foregoing, we and our designees shall have the right
(but not the obligation) to remove any Content that
violates this agreement or is otherwise
objectionable.
Intellectual Property Rights
You acknowledge and agree that the Site and any
necessary software used in connection with the Site
may contain proprietary and confidential information
that is protected by applicable intellectual
property and other laws. Except for the limited
license contained in paragraph 8 below, nothing in
these Terms and Conditions grants or should be
construed to grant any licenses or rights, by
implication, estoppels or otherwise, under copyright
or other intellectual property rights. You agree
that all right, title and interest (including all
copyrights, trademarks, service marks, patents and
other intellectual property rights) in this Site and
its content belong to us, or our licensers, as
applicable. No part of the materials including
graphics or logos, available in this Site may be
copied, photocopied, reproduced, translated or
reduced to any electronic medium or machine-readable
form, in whole or in part, without specific
permission. Except as expressly authorized by us,
you further agree not to modify, rent, lease, loan,
sell, distribute or create derivative works based on
the Site or the software, in whole or in part.
Limited License; Permitted Uses
You are granted a non-exclusive,
nontransferable, revocable license (1) to access and
use the Site strictly in accordance with these Terms
and Conditions; (2) to use the Site solely for
internal, personal, noncommercial purposes; and (3)
to print out discrete information and search results
from the Site solely for internal, personal,
noncommercial purposes and provided that you
maintain all copyright and other notices contained
therein.
Restrictions and Prohibitions on Use
Your license to access and use the Site and its
services are subject to the following additional
restrictions and prohibitions on use. You may not
(1) copy, print (except for the express limited
purpose permitted by paragraph 8, above), republish,
display, transmit, distribute, sell, rent, lease,
loan or otherwise make available in any form or by
any means all or any portion of the Site, or any
information or materials retrieved therefrom; (2)
use the Site or any other materials from the Site to
develop, or as a component of, an information
storage and retrieval system, database, infobase, or
similar information resource (in any media now
existing or hereafter developed), that is offered
for commercial distribution of any kind, including
through sale, license, lease, rental, subscription,
or any other commercial distribution mechanism; (3)
create compilations or derivative works of the Site
or any other materials from the Site; (4) use the
Site or any other materials from the Site in any
manner that may infringe any copyright, intellectual
property right, proprietary right, or property right
of Bankruptcy Lawyer Finder or any third parties;
(5) remove, change, or obscure any copyright notice
or other proprietary notice or terms of use
contained in the Site; (6) make any portion of the
Site available through any timesharing system,
service bureau, the Internet, or any other
technology now existing or developed in the future,
without our express written consent; (7) remove,
disable, defeat or change any functionality or
appearance of the Site; (8) decompile, disassemble
or reverse engineer any Site software or use any
network monitoring or discovery software to
determine the site architecture; (9) use any
automatic or manual process to harvest information
from the Site; (10) use the Site for the purpose of
gathering information for or transmitting (a)
unsolicited commercial email; (b) email that makes
use of our name or trademarks, including in
connection with invalid or forged headers, invalid
or nonexistent domain names, or other means of
deceptive addressing; and (c) unsolicited telephone
calls or facsimile transmissions; (11) use the Site
in a manner that violates any state or federal law
regulating commercial email, facsimile transmissions
or telephone solicitations; and (12) export or
re-export the Site or any portion thereof, or any
software available on or through the Site, in
violation of the export control laws and regulations
of the United States.
No Solicitation
You shall not distribute on or through the Site or
to any persons or entities identified via the Site
any content or material containing solicitations or
advertising of any kind without our express prior
written permission.
Indemnity
You agree to indemnify and hold us, and our
licensors, subsidiaries, affiliates, equity holders,
directors, officers, agents, third party contractors
and employees, harmless from all damages, costs,
liabilities, and any claim or demand made by any
third party, including reasonable attorney's fees
due to or arising out of Content you submit, post to
or transmit through the Site, your use of the Site,
your connection to the Site, your violation of this
agreement, or your violation of any rights of
another person, or due to or arising from such
activities carried out by a person using your
Bankruptcy Lawyer Finder account or password, with
your knowledge.
Errors and Corrections
We do not represent or warrant that the Site
will be error-free, free of viruses or other harmful
components, or that defects will be corrected. We do
not warrant or represent that the information
available on or through the Site will be correct,
accurate, timely, or otherwise reliable. We may (but
are not obligated to) make improvements and/or
changes to its features, functionality or content of
the Site at any time. In no event shall we be liable
for any such errors or defects.
Termination
By using the Site, you do not acquire any rights to
the Site other than the limited license to use the
Site (as set forth in paragraph 8 above) that can be
terminated in accordance with this section. You
agree that we, in our sole discretion, may terminate
your password, account (or any part thereof) or use
of the Site, and remove and discard any Content
within the Site, for any reason, including, without
limitation, non-payment, for lack of use, or if we
believe that you have violated or acted
inconsistently with the letter or spirit of this
agreement. We may also in our sole discretion and at
any time discontinue providing the Site, or any part
thereof, with or without notice. You agree that any
termination of your access to the Site under any
provision of this agreement may be effected without
prior notice, and acknowledge and agree that we may
immediately deactivate or delete your account and
all related Content information and files in your
account and/or bar any further access to such files
or the Site. Further, you agree that we shall not be
liable to you or any third-party for any termination
of your access to the Site.
Third-Party Content
Third-party content may appear on this Site or may
be accessible via links from this Site. We shall not
be responsible for and assume no liability for any
mistakes, misstatements of law, defamation,
omissions, falsehood, obscenity, pornography or
profanity in the statements, opinions,
representations or any other form of content
contained in any third-party content appearing on
the Site. You understand that the information and
opinions in the third-party content represent solely
the thoughts of the author and is neither endorsed
by us nor does it reflect our beliefs.
Dealings with Advertisers
Your correspondence or business dealings with, or
participation in promotions of, advertisers found on
or through the Site, including payment and delivery
of related goods or services, and any other terms,
conditions, warranties or representations associated
with such dealings, are solely between you and such
advertiser. You agree that we shall not be
responsible or liable for any loss or damage of any
sort incurred as the result of any such dealings or
as the result of the presence of such advertisers on
the Site.
Links to Other Websites
The Site may contain "hyperlinks" to websites
neither owned nor controlled by us and we are not
responsible for, and, unless otherwise noted
specifically, make no representations or
endorsements with respect to these sites or with
respect to any service or product associated with
these sites. By including these hyperlinks, we do
not mean to state or imply that we sponsor, are
affiliated with, or are legally authorized to use
any trade name, registered trademark, service mark,
logo, legal or official seal, or copyrighted symbol
that may be reflected in the hyperlinks.
Disclosures Regarding Attorney Advertising
THIS SITE MAY CONTAIN ADVERTISING MATERIAL OR
LAWYER ADVERTISEMENTS
Some jurisdictions may consider the Site to be a
form of advertising for legal services and as such
may require specific disclosures. Please read the
following carefully:
THIS IS AN ADVERTISEMENT. The determination of the
need for legal services and the choice of a lawyer
are extremely important decisions and should not be
based solely upon advertisements. Anyone considering
a lawyer should independently investigate the
lawyer's credentials and ability, and not rely upon
advertisements or self-proclaimed expertise. Hiring
a lawyer is an important process that should not be
based solely upon advertisements.
FREE BACKGROUND INFORMATION AVAILABLE UPON REQUEST
Before you decide to hire any of the Law Firms, ask
them to send you free written information about
their qualifications and experience. Additional
information about the lawyers or firms may also be
obtained by contacting the Bar Association in the
State in which such lawyers or law firms are
licensed.
No representation is made that the quality of the
legal services to be performed is greater than the
quality of legal services performed by other
lawyers. Memberships and offices in legal
fraternities and legal societies, technical and
professional licenses, and memberships in
scientific, technical and professional associations
and societies of law or fields of practice do not
mean that a lawyer is a specialist, expert,
authority or is certified in a particular field of
law, nor do such memberships or licenses mean that
such a lawyer is more expert or competent than any
other lawyer.
A description or indication of limitation of
practice does not mean that any agency or board has
certified such lawyer as a specialist, expert or
authority in an indicated field of law practice, nor
does it mean that such lawyer is more expert or
competent than any other lawyer. We urge all
potential clients to make their own independent
investigation and evaluation of any lawyer being
considered.
The fact that certain attorneys or firms concentrate
their practices in the defense of bankruptcy cases
(or any other field) is not meant to imply that they
have gained any specific type of certification in
these areas. Indeed, many states-including
Illinois-do not recognize certifications of
specialties in the practice of law and explicitly
state that any such certificate, award or
recognition is not a requirement to practice law in
those states.
ADDITIONAL STATE SPECIFIC DISCLOSURES:
Alabama
No representation is made that the quality of the
legal services to be performed is greater than the
quality of legal services performed by other
lawyers.
Alaska
The Alaska Bar Association does not accredit or
endorse certifying organizations.
Florida
The hiring of a lawyer is an important decision that
should not be based solely upon advertisements.
Before you decide to hire any attorney, ask that
lawyer to send you free written information about
that lawyer’s qualifications and experience.
Hawaii
The supreme Court of Hawaii grants Hawaii
certification only to lawyers in good standing who
have successfully completed a specialty program
accredited by the American Bar Association.
Illinois
The Supreme Court of Illinois does not recognize
certifications of specialties in the practice of law
and that the certificate, award or recognition is
not a requirement to practice law in Illinois.
Iowa
The determination of the need for legal services and
the choice of a lawyer are extremely important
decisions and should not be based solely upon
advertisements or self-proclaimed expertise. This
disclosure is required by rule of the Supreme Court
of Iowa.
Memberships and offices in legal fraternities and
legal societies, technical and professional
licenses, and memberships in scientific, technical
and professional associations and societies of law
or field of practice do not mean that a lawyer is a
specialist or expert in a field of law, nor do they
mean that such a lawyer is necessarily any more
expert or competent than any other lawyer.
A description or indication of limitation of
practice does not mean that any agency or board has
certified such lawyer as a specialist or expert in
an indicated field of law practice, nor does it mean
that such lawyer is necessarily any more expert or
competent than any other lawyer.
All potential clients are urged to make their own
independent investigation and evaluation of any
lawyer being considered. This notice is required by
rule of the Supreme Court of Iowa.
The filing of a claim or suit solely to coerce a
settlement or to harass another could be illegal and
could render the person so filing liable for
malicious prosecution or abuse of process.
Kansas
Any attorney listings or other information
pertaining to a particular attorney or law firm on
this Site constitutes a paid attorney advertisement,
and do not in any way constitute a referral or
endorsement by an approved or authorized lawyer
referral service.
Massachusetts
If a Massachusetts lawyer holds himself or herself
out as "certified" in a particular service, field or
area of law by a non-governmental body, the
certifying organization is a private organization,
whose standards for certification are not regulated
by the Commonwealth of Massachusetts.
Mississippi
Free Background information is available upon
request to a Mississippi attorney.
There is no procedure in Mississippi for approving
certifying or designating organizations and
authorities.
Missouri
ADVERTISING MATERIAL: COMMERCIAL SOLICITATIONS ARE
PERMITTED BY THE MISSOURI RULES OF PROFESSIONAL
CONDUCT BUT ARE NEITHER SUBMITTED TO NOR APPROVED BY
THE MISSOURI BAR OR THE SUPREME COURT OF MISSOURI.
Neither the Supreme Court of Missouri nor the
Missouri Bar reviews or approves certifying
organizations or specialist designations.
Nevada
Neither the state bar of Nevada nor any agency of
the State Bar has certified any lawyer identified
here as a specialist or as an expert. Anyone
considering a lawyer should independently
investigate the lawyer's credentials and ability.
New Jersey
Any certification as a specialist, or any
certification in a field of practice, that does not
state that such certification has been granted by
the Supreme Court of New Jersey or by an
organization that has been approved by the American
Bar Association, indicates that the certifying
organization has not been approved, or has been
denied approval, by the Supreme Court of New Jersey
and the American Bar Association.
New Mexico
LAWYER ADVERTISEMENT
Any certification by an organization other than the
New Mexico Board of Legal Specialization does not
constitute recognition by the New Mexico Board of
Legal Specialization, unless the lawyer is also
recognized by the board as a specialist in that area
of law.
Rhode Island
The Rhode Island Supreme Court licenses all lawyers
in the general practice of law. The court does not
license or certify any lawyer as an expert or
specialist in any field of practice.
Tennessee
Certifications of Specialization are available to
Tennessee lawyers in all areas of practice relating
to or included in the areas of Civil Trial, Criminal
Trial, Business Bankruptcy, Consumer Bankruptcy,
Creditor's Rights, Medical Malpractice, Legal
Malpractice, Accounting Malpractice, Elder Law,
Estate Planning and Family Law. Listing of related
or included practice areas herein does not
constitute or imply a representation of
certification of specialization.
Texas
Unless otherwise indicated, Not Certified by the
Texas Board of Legal Specialization.
Washington
The Supreme Court of Washington does not recognize
certification of specialties in the practice of law
and that the certificate, award, or recognition is
not a requirement to practice law in the State of
Washington.
Wyoming
The Wyoming State Bar does not certify any lawyer as
a specialist or expert. Anyone considering a lawyer
should independently investigate the lawyer's
credentials and ability, and not rely upon
advertisements or self-proclaimed expertise.
Within the Site, we may include descriptions of
successful lawsuits brought by Chern, the Law Firms,
or other attorneys not affiliated with us or the
Site. These descriptions are not meant to create any
unjustified expectations that similar results can be
obtained for others, for each case turns on its own
specific factual and legal circumstances. No
attorney can guarantee the success of a case and
past successes even in very similar lawsuits do not
mean that success in a subsequent case is guaranteed
or even likely. Past success cannot be an assurance
of future success because each case must be decided
on its own merits. Results depend upon a variety of
factors unique to each case.
The material on this site is not intended to, and
does not, include any advertisements for legal
services that contain dramatizations, testimonials
or endorsements. This site is intended to provide
useful, factual information presented in a
non-sensational, objective and understandable
manner. The images and pictures on this site are not
meant to represent or depict actual persons or
events, but rather are merely provided for
illustrative purposes only.
This Site is not intended for the purpose of
advertising legal services to be performed in any
state solely by the Law Firms, unless they are
specifically licensed to practice in that respective
State.
To the extent that this Site does not comply with
the laws or regulations of any jurisdiction in which
it may be received, the Law Firms do not wish to,
and will not knowingly, accept legal representation
based on or resulting from the use of the Site from
a person located in that jurisdiction. None of the
Law Firms wish to, or knowingly will, accept legal
representation based on or resulting from the use of
the Site from a person located outside the United
States.
Disclaimer of Warranties
YOU EXPRESSLY UNDERSTAND AND AGREE THAT:
YOUR USE OF THE SITE IS AT YOUR SOLE RISK. ALL
CONTENT AND SERVICES ON THE SITE IS PROVIDED SOLELY
ON AN "AS-IS/AS-AVAILABLE" BASIS. TO THE EXTENT
PERMITTED BY APPLICABLE LAW, WE EXPRESSLY DISCLAIM
ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR
IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED
WARRANTIES AND CONDITIONS OF MERCHANTABILITY,
SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR
PURPOSE OR USE, AS TO THE RESULTS YOU MAY ACHIEVE ON
ACCOUNT YOUR USE OF THE SITE, AS TO THE RESULTS YOU
MAY ACHIEVE ON ACCOUNT OF ANY RELATIONSHIP YOU ELECT
TO CREATE WITH AN ATTORNEY OR LAW FIRM, AND
NON-INFRINGEMENT. NEITHER Bankruptcy Lawyer Finder
NOR ANY OF ITS LICENSORS OR AFFILIATES MAKES ANY
REPRESENTATIONS OR WARRANTIES REGARDING ANY LAW
FIRM, INCLUDING, WITHOUT LIMITATION, ANY LAW FIRM’S
ABILITY TO OBTAIN A FAVORABLE RESULT FOR YOU, AND
Bankruptcy Lawyer Finder MAKES NO REPRESENTATIONS OR
WARRANTIES TO ANY LAW FIRM REGARDING THE AMOUNT OF
BUSINESS WHICH MAY BE GENERATED ON ACCOUNT OF A
LISTING AT THE SITE.
WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, WE
MAKE NO REPRESENTATION OR WARRANTY THAT (i) THE
CONTENT AND SERVICE OF THIS SITE WILL MEET YOUR
REQUIREMENTS, (ii) THE CONTENT AND SERVICE OF THIS
SITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR
ERROR-FREE, (iii) THE RESULTS THAT MAY BE OBTAINED
FROM THE USE OF THE SITE WILL BE ACCURATE OR
RELIABLE, OR (iv) THE QUALITY OF ANY PRODUCTS,
SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED
OR OBTAINED BY YOU THROUGH THE SITE IS ACCURATE OR
WILL MEET YOUR EXPECTATIONS.
WE DO NOT GUARANTY THE ACCURACY OR COMPLETENESS OF
ANY CONTENT OR SERVICES AND WE DO NOT GUARANTY IN
ANY SERVICES OR GOODS ASSOCIATED WITH THE SITE WILL
BE ERROR-FREE OR UNINTERRUPTED, OR THAT ANY SERVICE
OR GOOD WILL CONTINUE TO BE AVAILABLE.
ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED
THROUGH THE USE OF THE SERVICE IS DONE AT YOUR OWN
DISCRETION AND RISK AND THAT YOU WILL BE SOLELY
RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM
OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF
ANY SUCH MATERIAL.
NO INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY
YOU FROM US OR THROUGH OR FROM THE SITE SHALL CREATE
ANY WARRANTY NOT EXPRESSLY STATED IN THIS AGREEMENT.
Limitation of Liability
YOU EXPRESSLY UNDERSTAND AND AGREE THAT WE SHALL
NOT BE LIABLE FOR ANY, INDIRECT, INCIDENTAL,
SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES,
INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF
REVENUES, PROFITS, GOODWILL, USE, DATA, FAILURE TO
REALIZE EXPECTED SAVINGS, OR OTHER INTANGIBLE LOSSES
(EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF
SUCH DAMAGES), RESULTING FROM: (i) THE USE OR THE
INABILITY TO USE THE SITE; (ii) THE COST OF
PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES
RESULTING FROM ANY GOODS, DATA, INFORMATION OR
SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED
OR TRANSACTIONS ENTERED INTO THROUGH OR FROM THE
SITE; (iii) INVALID DESTINATIONS, TRANSMISSION
ERRORS, OR UNAUTHORIZED ACCESS TO OR ALTERATION OF
YOUR TRANSMISSIONS OR DATA; (iv) STATEMENTS OR
CONDUCT OF ANY THIRD PARTY ON THE SITE; (v) YOUR
FAILURE TO RECEIVE ANY THIRD PARTY SERVICES OR
PRODUCTS REQUESTED THROUGH THE SITE OR (vi) ANY
OTHER MATTER RELATING TO THE SITE. IN NO EVENT ARE
WE LIABLE TO YOU FOR AN AMOUNT IN EXCESS OF THE
AMOUNT PAID BY YOU TO US FOR THE SERVICES IN
QUESTION, IF ANY.
Exclusions And Limitations
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF
CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF
LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES.
ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS OF
SECTIONS 19 AND 20 MAY NOT APPLY TO YOU.
Entire Agreement
This agreement constitutes the entire agreement
between you and us and governs your use of the Site,
superseding any prior agreements between you and us.
You also may be subject to additional terms and
conditions that may apply when you use or purchase
certain other services, affiliate services,
third-party content or third-party software.
Choice of Forum
Any disputes arising out or related to use of this
Site, this agreement and/or the relationship between
you and us shall be submitted to arbitration in
Chicago, Illinois carried out in accordance with the
rules of the American Arbitration Association.
Waiver and Severability of Terms
Our failure to exercise or enforce any right or
provision of this agreement shall not constitute a
waiver of such right or provision. If any provision
of the agreement is found by a court of competent
jurisdiction to be invalid, the parties nevertheless
agree that the court should endeavor to give effect
to the parties' intentions as reflected in the
provision, and the other provisions of the agreement
shall remain in full force and effect.
2Statute of Limitations
You agree that regardless of any statute or law to
the contrary, any claim or cause of action arising
out of or related to use of this Site, this
agreement and/or the relationship between you and us
must be filed within one (1) year after such claim
or cause of action arose or be forever barred.
25. Attorney Ethics Notice
If you are an attorney, participating in any aspect
of this Site, you acknowledge that rules of
professional conduct apply to all aspects of your
participation and that you will abide by such rules.
The rules include, but are not limited to, the rules
relating to advertising, solicitation of clients,
unauthorized practice of law, and misrepresentations
of fact. We disclaim all responsibility for your
compliance with these rules.
The section titles in this agreement are for
convenience only and have no legal or contractual
effect.
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